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How to Get Insurance to Pay for Your Roof Replacement

Roof replacement insurance coverage typically includes protection for windstorms, fire, hail, sleet and snow, lightning and vandalism, although it does not cover issues such as mildew, debris accumulation, clogged gutters and a major loss of asphalt shingle granules. Once you’ve determined that you have a reasonable claim, follow these five steps: (1) review your insurance policy, (2) contact a reputable roofer, (3) prove your roof is damaged, (4) file the claim, and (5) schedule an adjuster inspection.

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